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What day of the month do I get SSI payments?

THE new Supplemental Security Income (SSI) has taken effect – and some are wondering when exactly they will get their payments.

SSI, which is run by the Social Security Administration (SSA), aims to help those over 65, as well as blind and disabled people, who have little or no income.

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On average, SSI claimants are getting an extra $34 per month for 2022Credit: Getty Images

Qualifying for SSI will depend on your earnings and your assets.

To qualify, individuals can't have more than $2,000 in assets, while couples can have up to $3,000.

Further, the more you make the less your SSI benefit will be.

SSI is not to be confused with Social Security because seniors can claim both.

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This year, the average SSI check has been boosted to an average of $34 per month to $621, or $7,452 for the year. 

According to the Social Security Administration, the monthly maximum for SSI is $841 per month for an individual in 2022 or about $10,092 on an unrounded annual basis.

This is because of the new cost-of-living adjustment (COLA), which has climbed to 5.9%.

The COLA is designed to keep pace with inflation.

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It is calculated based on data from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which measures changes in the cost of popular goods and services for older Americans.

Typically, SSI payments are sent out on the first of each month, but schedules in some months are impacted this year.

For example, the first set of new SSI payments started going out on December 30, 2021, because of the holiday schedule.

Also, if the first happens to fall on a weekend, SSI beneficiaries will get their payments earlier.

In fact, those on the program got two payments in April because the first of May fell on a Sunday.

Going forward, SSI claimants are set to receive two monthly payments in September, and December because the normal schedule will be impacted.

But keep in mind, that means you won’t receive a payment in the following month. 

On the other hand, Social Security claimants get their checks depending on what day of the month they were born on. 

For instance, those with a birth date between the 1st and 10th get their checks on the second Wednesday of the month. 

Those with birthdays that fall between the 11th and 20th receive their benefits on the third Wednesday, and claimants with birthdays ranging from the 21st through the 31st get their checks on the fourth Wednesday of the month. 

Check out the full payment schedule in 2022 for Social Security SSI and SSDI.  

We explain five things to know about Social Security that can save you hundreds of dollars.

You need to do these five things before claiming Social Security.

Plus, find out why it makes sense for some to start claiming Social Security benefits at 70.

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LOS ANGELES, CALIFORNIA – JUNE 14: Alabama Barker and Landon Barker attend the boohooMAN x Landon Barker launch party at Desert 5 Spot on June 14, 2022 in Los Angeles, California. (Photo by Phillip Faraone/Getty Images for boohooMAN)Credit: Getty Images - Getty

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