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Remortgage with us

Switch your mortgage with confidence

Evening and weekend Mortgage adviser appointments available1 and Mortgage Experts on hand 7 days a week by phone2, we’re here to help at a time that suits you.

It’s easy to switch – whether you’re moving, improving or looking for a new rate, we’re here to help every day of the week2.

 

    • See if you could be eligible to borrow the amount you need with an online Agreement in Principle – it won't affect your credit score
    • We make applying easier, with mortgage appointments available in the evening and at weekends
    • Sort out your mortgage at your own pace – upload documents when you’re ready and sign your mortgage documents online

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    Why should I remortgage?

    Here are four reasons to remortgage.

    1. Your current mortgage deal ends soon

    This means you could move to the lender’s standard variable rate. As this is often higher, it’s a good time to check for better mortgage deals.

    2. You’re paying a high interest rate

    If you’re already on a standard variable rate, switching to a fixed or tracker rate could lower your monthly payments or help you pay off your mortgage sooner.

    3. You want to pay off your mortgage early

    Switching to a mortgage that lets you make overpayments could help you be free of your mortgage debt earlier than your original term.

    4. Your property has increased in value

    In this situation, you could apply to borrow more for things like home improvements. Your lower loan to value ratio could mean you’re eligible for a wider range of interest rates.

    Your first steps

    How does remortgaging work?

    Finding a new mortgage lender

    Remortgaging means moving your mortgage to a new lender while staying in the same property. Our guide can help you decide if it’s right for you.

    Mortgage calculators

    Work out which kind of mortgage you could afford

    Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.

    Agreement in Principle

    Take the first step to your mortgage

    Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. 

    Starting your mortgage application

    Get ready to apply

    Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.

    Your remortgage options

    Compare our remortgage interest rates

    Move your mortgage to us

    Switch to us and we’ll either waive your standard legal fees or give you cashback – our mortgage advisers will help you find the right deal for you.

    Great Escape mortgages

    Save money when you remortgage with us

    You could save thousands of pounds when you switch to us from your current lender because we won't charge you application, valuation or standard legal fees.

    Premier mortgages

    Mortgages for unlocking your dream home

    If you're thinking of buying your dream home, we're here to help seven days a week (except bank holidays). Call our mortgage experts any day between 7am and 8pm2.

    Offset mortgages

    Put your savings to work with an offset mortgage

    Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how.

    Cover for the things that matter the most

    Barclays Simple Life Insurance

    Protect your family

    Have you thought about what would happen to your loved ones if you died or became terminally ill? With Barclays Simple Life Insurance, you can give them some financial security with a one-time payment – from £6 a month.

    Life insurance for mortgage protection

    Peace of mind for your home

    Whether you’re a first-time buyer or only have a few years left on your mortgage, make sure your home is protected if you die or become terminally or critically ill.

    Barclays Life Insurance is underwritten by Legal & General Assurance Society Limited. When you select ‘Get a quick quote’, we’ll take you to Legal & General’s website to complete your application securely. Terms, conditions, exclusions and eligibility criteria apply.

    Need some help?

    Call us

    0333 202 7580

    Our mortgage experts are available every day from 7am to 8pm, except for bank holidays. To maintain a quality service, we may monitor and record phone calls. Call charges.

    Track It

    If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.

    You can also check our full mortgage range [PDF, 600KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information.

    Subject to application, financial circumstances & borrowing history. T&Cs apply