Unlock your dream home

Whether you’re buying, moving or improving your home, our mortgage experts are on hand to help any day between 7am and 8pm (except bank holidays)1.

  • Use our calculators to help work out your monthly payments for the amount you need
  • Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score
  • Subject to application, financial circumstances and borrowing history. Terms and conditions apply 


Your home may be repossessed if you do not keep up repayments on your mortgage.

Applying for a mortgage

Whether you want to buy a first or new home, remortgage your current property, borrow more or buy to let – we’re here to help. You’ll find guides to the types of mortgages we offer and tips on applying for a mortgage. You can also find out if you’re eligible under the mortgage guarantee scheme to apply for a 95% mortgage.

Homes for Ukraine

Accommodation for people fleeing the war in Ukraine 

Your mortgage and coronavirus

We can help you manage your money through the coronavirus situation if your circumstances have changed, from further payment holidays to extending your mortgage offer.

Mortgages for every need

First-time home buyers

Start the journey to your first home

Find out how to buy a home and take out a mortgage, get tips on what to do if you can’t save the deposit you need and work out much you could borrow.

Remortgage with us

Switch your mortgage with confidence

It’s easy to switch – whether you’re moving, improving or looking for a new rate, we’re here to help every day of the week1.


    Mortgages for moving home

    If you’re thinking of buying your dream home, we’re here to help seven days a week (except bank holidays). Call our mortgage experts any day between 7am and 8pm1.

    Buy-to-let mortgages

    Mortgages, guides and tools for property investors

    Whether you’re thinking about buying to let or expanding your property portfolio, explore some mortgages, tips and insurance deals to help with your plans.

    Tools to help you apply

    Mortgage calculators

    Work out which kind of mortgage you could afford

    Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.

    Agreement in Principle

    Take the first step to your mortgage

    Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. 

    Existing mortgage customers

    Manage your mortgage with us

    Manage your mortgage, apply to borrow more, switch to a new rate or get help if you’re concerned about your ability to make payments.

    Track your application online

    See what’s happening with Track It

    We’ll send you a Track It reference any time you submit an application that you can track online.

    Guides to help

    First-time buyer guides

    Start your adventure

    Expert tips and guides to help you prepare as you set off on the path towards your first home.

    Remortgage guides

    How remortgaging works

    Find out why moving your mortgage to us from your current lender could be right for you – and how the remortgaging process works.


    How to buy to let

    Practical tips for landlords

    Read our tips on how to become a landlord – from choosing a property and mortgage, to understanding your tax liabilities and legal responsibilities to tenants.

    Manage your mortgage

    See your mortgage details and make changes easily and securely in our app2 and Online Banking.

    You can also check our full mortgage range [PDF, 600KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information.

    Call us

    0333 202 7580

    Our mortgage experts are available every day from 7am to 8pm, except for bank holidays. To maintain a quality service, we may monitor and record phone calls. Call charges.