Managing money problems

Worried about your finances? Our practical advice can help you tackle money troubles, improve your financial habits and find the support you need.

We’re here to help

It can be a real struggle to look after your money with rises in the cost of living and bigger bills. Our guides, tips and real-life stories can help you to stay on top of your everyday spending, cut back where you can, and take greater control of your personal finances. 

Budget basics

Six steps to help you look after your money

Keeping your spending in check

Ways to stay in control of your money

Living with less income

Keeping on top of your money when there's less of it

Life can sometimes throw unpleasant surprises at you, and one that can be particularly worrying is when your income goes down unexpectedly.

How to balance illness and debt

Your finances are important – your health is too

Being diagnosed with an illness affected many areas of Anna’s life, especially her finances – with all of this, she started to miss payments.

Debt and mental health

Keeping your spending and mental health in check

Mental health and money management can be linked. Sarah’s mental health led to her spending more than she could afford, which added to her anxiety.


Losing your job

How to plan your next steps

If you’ve been made redundant, had to take early retirement or your contract hasn’t been renewed, we’ve got some tips to help you.

Spending sensibly

Worried about the way you spend your money? Here are some tips to help you stop splurging.

Changing your relationship with gambling

What to do if you’re worried about how much you gamble

When gambling starts to become a problem, it can affect every area of your life. Nigel found himself gradually placing more and more bets and it started to affect his family’s finances.

Barclays Money Mentors®

Create a plan for your money

Free, impartial guidance on anything from better budgeting tips to buying a home.

Extra help and advice


Get expert advice and fee-free debt management, so you can tackle your debts.

Government support

Check the government site for the latest advice and support.


Use the charity’s benefits calculator to help find out what you may be entitled to