Welcome to Barclays Investments

Whether you’re a beginner, an expert or somewhere in between – we can help you make the most of your money.

We know investing can seem daunting but you don’t have to do it all on your own. Drawing on our 300 years of investing experience, we’ve got three ways to start investing. You can make it as simple or as complex as you want it to be.

If you’re not sure what to do first, or would like information on your options, then understanding what investments Smart Investor has to offer could be a great place to start.

Before you enter the world of investments you might want to review the benefits – and drawbacks – of investing your money compared with having cash savings.

The value of investments can fall as well as rise. You may not get back what you invest. On this page, we’ll help you understand more about our investment services and help you decide which one is right for you. If you’re not sure about investing, seek independent advice.

Watch our video below to learn more.

It doesn’t need to be either or when it comes to saving and investing Both is better.

A blend of savings and investments could be a good thing to aim for.

Saving offers the security of knowing you’re ready for a rainy day, making a savings account ideal for short-term goals or unexpected expenses.

Investing can help you build towards a brighter future.

Maybe you have big plans?

Or perhaps you just want your money to work a little harder?

Barclays offer different ways to invest which allow you to be as hands-on or hands-off as you like.

If you choose Plan & Invest our experts will pick your investments and look after them for you, based on what you’ve told us you’re trying to achieve.

Alternatively, if you’d like to choose and manage your own investments, with our research, tools and insights, Smart Investor might be a good option.

And with our Ready-made Investments, which are available on Smart Investor, you have the pick of five funds, which all invest in a mix of shares, bonds and cash but have varying levels of risk.

These may be a good option if you’re ready to invest but are short on time or don’t know where to start.

So, however involved you want to be, there’s a way to start making your money work harder with Barclays.

The value of investments can fall as well as rise, you could get back less than you invest.

If you’re unsure, please seek independent financial advice.

Choose from three different ways to invest

Overseen by our experts, you can be confident that whichever option you choose, you’re with an experienced investment provider.

I’d like experts to manage my investments for me

We develop a personalised Investment Plan tailored to you and then our experts manage your investments.

  • Good for people who would like a personal Investment Plan tailored to their investment goals
  • Relax knowing that all the buy and sell decisions are made by our experts
  • Invest from £5,000 in cash and/or an ISA transfer* today

I’d like some inspiration choosing investments

From Defensive to Adventurous, our experts have created five Ready-made Investment funds to choose from.

  • Good for people who want to start investing but need some inspiration to begin with
  • The funds have different characteristics based on varying levels of risk. You decide which is right for you and how much to invest

An easy way to start investing, at an affordable cost.

I’m confident choosing and managing my investments

Use the tools and insights from our Research Centre to build your own investment portfolio.

  • Good for people who want to access thousands of investment options
  • You’re in control of your investment decisions

Open an ISA, investment account or SIPP today. You can also transfer* existing investments.

*Transferring ISAs doesn’t affect their tax-efficient status. Tax rules can change in future and their effects on you will depend on your individual circumstances.

Before transferring investments, find out about any charges, exit penalties, benefits you may lose, or investments that you can’t transfer to us here.

Why invest with Barclays?

You’re in safe hands

We’ve been supporting our customers in the UK through thick and thin for over 300 years and intend to do so for many more years to come.

Draw on our expertise

You can use the best thinking from across the whole of Barclays to help make your investment decisions.

Only one log in

If you’re already a Barclays customer, you can see your investments alongside your banking in Online Banking and the Barclays app.

We’re only a phone call away

Our UK-based team can help explain how our investment services work so you can choose the best one for you. They can’t give personalised investment advice though, so if you’re unsure about what to do, speak to an independent financial adviser.

Barclays investment updates

Register to receive updates on the latest news and insights from our experts, plus information on all things Smart Investor and Plan & Invest.

Still not sure?