Barclays Home Insurance

Simply get a quote and enjoy a coffee on us

If you get a quote for buildings and contents cover by 4 November 2022, we’ll give you a £5 Costa Coffee e-voucher to say thanks. Terms, conditions and exclusions apply.

What is home insurance?

Home insurance is there to make sure that when the unexpected happens at home, you won’t be faced with a huge bill to repair or replace your things. There are two main types of cover – buildings and contents, which you can buy combined or separately.

Get your cover in three easy steps

Step 1: Get a price in four minutes

Answer a few simple questions about you and your home and we’ll show you your unique quote.

Step 2: Personalise your cover

Choose from a range of covers and enhancements, from accidental damage to gadget and bikes – your price will update as you go.

Step 3: Buy your policy

Your cover can start right away, or on your chosen start date. Then manage your policy online – we don’t charge any admin fees for making changes to your policy or your cover.

Choose the type of cover best suited to your needs and get your quote

Other covers

Protect your personal items, bikes and sports equipment, at home and anywhere in the world, without the need for buildings or contents cover.

Why choose us for your home insurance?

Rated by our customers

Last updated on 4 January 2022.  Based on 1,943 reviews comprising 1272 renewals, 394 new customers and 277 claims.

See all reviews {PDF, 1.79MB}

Only pay for what you need

You choose what cover to include so you only get what you need – and nothing that you don’t.

Pay monthly for no extra cost

Spread your payments over 12 months without paying a penny more.

You’re in safe hands

Our award-winning UK-based claims team is available all day, every day*. 

*Consumer Intelligence Awards 2021

Our Costa Coffee offer

Simply get a quote and enjoy a coffee on us

If you get a quote for buildings and contents cover by 4 November 2022, we’ll give you a £5 Costa Coffee e-voucher to say thanks. Terms, conditions and exclusions apply.


How it works

2. Get your treat

We’ll be in touch within 10 days of your quote date to tell you how to get your £5 Costa Coffee e-voucher.

Your home insurance quote checklist

You only need to answer a few simple questions for your personalised home insurance quote. If you’re getting buildings cover, this includes

Whether our assumptions are correct
To speed things up, we base our quotes on some basic assumptions, like the number of bedrooms in your property and that it’s not a mobile home.

Your claim history
You must tell us about any home insurance claims you or anyone to be insured have made in the last five years.

How much excess you’re willing to pay if you make a claim
A higher excess could mean a lower premium – decide how much you’d be comfortable paying if you needed to make a claim. If you’re getting contents cover, as well as the above, you’ll need to tell us.

Whether you need more or less than £15,000 cover for your contents
The level of contents cover you get depends on how much you have to insure – choose between £2,000 to £15,000, or enjoy unlimited cover.

How we work out your price

Both you and the world around you – as well as your actual home – influence the price of your home insurance. See what we consider when working out your personal price.

Already got a quote?


View or amend your quote or buy your policy.

Manage your policy or make a claim

If you need to manage your policy or make a claim, you can do it online quickly and easily. If you need to speak to us urgently or you’d prefer to speak to someone, our UK based claims team is available all day, every day.

More reasons to insure with us

Get more in your wallet with Barclays Blue Rewards1

Switch to us and we’ll refund your cancellation fees2

The impact of coronavirus on home insurance

During these unprecedented times, we’re continuing to offer home insurance to help support and protect people in a time of need. If you have a policy with us, or if you’re not sure what our home insurance covers, take a look at our FAQs.

On 1 June 2022, we contacted all our customers who have, or have had, Barclays Premium Home Insurance, provided by Hiscox. We said we’d be ending our partnership with Hiscox and that, if you’ve got Premium Home Insurance, it’d be moved to Hiscox. If you have an active policy and have questions, please contact Hiscox directly on 0800 781 30653.